Buying a Farm(and recovery update)

Well I haven’t written in a few weeks. I have been recovering from my surgery which I will update on in a minute. I have good news on that. But the biggest news is WE Bought the FARM…as in really we purchased our little farm we have been living on and renting for the last seven years…finally it happened! It’s a little surreal.

Ok so I am bouncing around on topics but a quick update on my recovery from surgery. Oddly my abdomen still hurts. That is where the donor fat was taken from. The area where my pain was -and where they put the donor fat- feels pretty good! The abdomen is manageable and will heal up. Its just achy some- I am just being a baby!

But the best news is that my area of pain that has rendered me pretty disabled not only because of pain but also because I lost range of motion in my arm because I have radiation damage is very much improved! I am a bit afraid to get too excited. I still have some pain but its dialed back quite a bit.

I haven’t taken any opiate pain meds in weeks. Which is huge. I have begun to decrease my nerve pain med slowly – which is protocol- and I have done very well with the decrease.  Today I went to see my surgeon and realized when I got home I hadn’t taken the nerve med this AM! If I had done that before this last surgery I would have known on the way to the surgeons office. I would have been in terrible pain! So heres hoping. My surgeon was quite pleased with the progress. I am certainly doing more so that is my litmus test.

Back to the farm news…

Seven years ago when we moved here we rented with the intention to buy the home after one year. There are so many reasons that that didn’t happen. Financial, health… And after being here seven years in an old house not being able to make many updates we were thinking maybe we would move next summer to the beach full time. We have the house there, we love the beach but….

every time I walked along the lane I thought about the last seven years. The last four have been tough after the cancer and the financial struggles and I have had many moments of thinking of boarding the horses again and living on a small lot…so much less work. But…

I would look around at the land – its beauty. The space. I felt like I wasn’t ready to give that up. We certainly didn’t choose this place based on the house – it was old and it shows it. It might be easier to move to the beach full time. But to not see the horses out the back window and to not have any chickens in the yard… I would miss that.

Our beach cottage is in a neighborhood and I am not ready to do a neighborhood again full time right now. Sometime- but not now.  Plus I want the beach to be a special place not an every day place just yet. I still like to get that excited feeling when we cross the bridge. When I am there I don’t want to leave. I like that feeling- knowing its that special every time I go there.

So there I was not ready to go. My teens are not quite ready to be on their own and they are possibly going to Maryland State schools for college- being a resident would help the tuition.  My mom lives with us now and she has health care needs and we have established doctors nearby and it is easier to keep that care here for now. And at the right price this farm could be a good investment. It seemed reasonable to want to stay here. So was Kevin in? Turns out he was. He’s like me – he loves the beach but also loves the country.

So we began to talk about the possibility and feasibility of buying this place. Could we even get a loan after a bankruptcy and foreclosure only a few years ago? Could we even work out a price with our landlord? Did he even want to sell after all this time? The house needed a lot of work, could we afford renovations? There was quite a lot to think about.

We took each question one at a time and got the answer. The landlord did want to sell, we were able to come to a fair purchase price, we could get a loan at a higher rate for now but a loan we could get and we can refinance in a couple years- even at the higher rate we still save money over continuing to rent – and we would have some money to launch a rather large renovation – which we would enjoy now and hopefully would help increase the value when we went to sell it. So we set off to buy the farm!

The loan process was very painful. It took over two months. I have filed some paperwork in my lifetime having adopted three kids from oversees and we have purchased homes before  and sadly we had to file bankruptcy…all tons of paperwork. This loan was unreal. So many papers needed. And I was asked to resend things many times. After almost bagging the entire thing we finally got approval to close. One good thing in all of the crazy loan process was the house appraised for more than we paid.  Two weeks ago we closed our loan! What a relief. It still seems surreal. Even as renovations have begun I am still getting my mind wrapped around the fact that we now own this place.

There is a lot to do. I am overwhelmed by the cost of it all. I am overwhelmed at the mess and the dust. And it is stressful. But what I remind myself of is that just over a year ago i was in the midst of terrible chronic pain that left me in bed most of the time. Now that was stress. This is really the good stuff of life. Making paint and cabinet choices. Making something old new again. How fun!

I walk along the lane and look at the farm anew. It is ours, the barn, the falling down shed and the little yellow rancher.  Best of all the views, the smell of horses and hay…say welcome home. For me in many ways it is a rebirth….

and what a blessing…..

——

Periodically I will share some of the renovations on the blog….

Here is our front porch before (crumbling) and after- and we also created a back patio. This is stamped concrete by Royal Construction/ArtisticConcrete

 

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